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Why is online insurance cheaper?

These are legitimate doubts, especially if it’s your first time looking for insurance on the Internet and you want to compare quotes. Such an obvious saving, compared to the rates offered by traditional insurers in the area, might arouse some suspicions. However, the convenience of insurance activated via the web has a very specific reason. Large insurance companies can significantly cut costs on managing physical agencies, which require structural, personnel, and administrative cost coverage. For this reason, insurance sold online can be marketed at a much lower price than insurance sold via the traditional channel. However, the quality of service and insurance coverage remain the same as the classic paper contract.

If you are looking for a customized car insurance in Nice, with the online car insurance service offered by Devis Assurance Auto, find the best rate suitable for your needs. However, we remind you that the price of car insurance is primarily determined by the risk profile, established based on the provided data, information about the vehicle (year of registration and purchase, electric power, engine capacity) as well as information about the owner (residence, gender, age).

The choice of driving type also affects it: novice or very young drivers will pay a different premium compared to those who declare themselves experts. However, the advantages of online insurance are numerous: they allow users to request a quote from the comfort of their home in no time and without having to go to an agency, and in many cases, the rates are lower. However, it cannot be said that there is one online car insurance better than others because it all depends on your risk profile and your needs: the best insurance is the one that suits us best, not necessarily the cheapest. With the online service offered by Devis Assurance Auto in Nice, you can save up to 340 euros per year!

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